All Citi Marks are owned by Citigroup, and used under license.

Citigroup Bond Funds Government Guarantees apply only to the underlying securities of the Funds portfolio and not the funds shares. Many investors and financial commentators believe high earnings growth rates and high rates of return go hand in hand. Investors seeking total returns that are similar to the investment-grade bond market as a whole.

Lehman Brothers Municipal Bond Index is an unmanaged index generally representative of the municipal bond market as a whole. These products are not federally insured or guaranteed by the U. All Citi Marks are owned by Citigroup, and used under license. But earnings growth only determines the breakdown of total returns into dividend yield and capital gain. However, investors in any bond fund should anticipate fluctuations in price, especially for longer-term issues and in environments of rising interest rates. An investment cannot be made directly into an index. Although the fund’s yield may be higher than that of fixed income funds that purchase higher-rated securities, the potentially higher yield is a function of the greater risk that the fund’s share price will decline. Total expected returns are determined by risk alone.

Beta shown is based on monthly returns over the last three years. Hypothetical yield curves of a fictional fixed income product, presented solely as an example. Equity investors seeking a broad-based income component for their portfolios. Please read the prospectus carefully before investing or sending money. The Fund's principal investments may have fixed, variable, floating, or inverse floating rates of interest. Investing in debt securities entails interest rate risk which is the risk that debt secrities will decrease in value with increases in market interest rates.