If a good reason, such as long trip or a hospital stay, kept you from telling us, we will extend the time period.

Hospital Shares Inc If a good reason, such as long trip or a hospital stay, kept you from telling us, we will extend the time period. Except as indicated elsewhere, we do not charge for electronic fund transfers. If a good reason, such as a long trip or a hospital stay kept you from telling us, we will extend the time period. This amount is in addition to any fee we may charge. If a good reason such as a long trip or a hospital stay kept you from telling us, we will extend the time periods. You will get a monthly account statement from us unless there are no transfers in a particular month. Transfers we are capable of handling are indicated below, some of which may not apply to your account. Transfer funds between your checking and savings accounts whenever you request. You have overdrawn your account repeatedly in the last six months.

Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Pay certain recurring bills from your checking account. Also, if your statement shows transfers that you did not make, tell us at once. If your statement shows transfers that you did not make, tell us at once. There is an emergency, such as failure of communications or computer equipment. We will also tell you when the funds will be available. If, through no fault of ours, you do not have enough money in your account to make the transfer. Accept certain direct deposits to your savings account. We have different cut-off hours for different locations.

If the transfer would go over the credit limit on your overdraft line, if applicable. Withdraw cash from your checking or savings account. Accept certain direct deposits to your checking account. Pay certain recurring bills from your savings account. Occurred within 30 days after the first deposit to the account was made.

If your statement shows unauthorized transfers from your account, tell us at once. Federal and State banking laws govern much of our relationship with you. We do not charge for direct deposits to any type of account.