Knowingly lend more money than a borrower can afford to repay.
Charge high interest rates to borrowers based on their race or national origin and not on their credit history. Don't let this happen to you! Here are some tips on being a smart home equity line of credit borrower. You are told that refinancing can solve your credit or money problems. You are told that you can only get a good deal on a home improvement if you finance it with a particular lender. Knowingly lend more money than a borrower can afford to repay.
But sometimes bad things happen because it's nothing more than loan fraud. It shouldn't be used to get someone into a home they can't afford.