Respondent Household undertakes to fully cooperate in the Commission's ongoing investigation in this matter.

Household Mortgage Services Respondent Household undertakes to fully cooperate in the Commission's ongoing investigation in this matter. Homeowner and renter FORs are calculated by applying homeowner and renter shares of payments and income derived from the Survey of Consumer Finances and Current Population Survey to the numerator and denominator of the FOR. This has caused so much stress on my husband and me, we don't have the money to hire an attorney to get to the bottom of this.