Sorry, first post of the day and forgot to sign in.
The gf and I can go back and forth for hours, but her thing is only old movies and I'll quote almost anything. Have you read all the Fletch paper backs? I can reread those and laugh myself to sleep anytime. Want a little less time, or maybe you have already paid 5-7 years! here is a great program to retire that debt faster without a huge payment. Emaar, Union Properties, Dubai Properties, Al Dar, Areef. Caddyshack, all the Fletch movies, Animal House, Airplane and Wall Street have to be the most I pull lines from.
If you can't face up to reality, shoot the messenger with the racist bullet. Its funny how one can pretend vision some 12-months out into the future without knowing where you've been over the past few months. If the thunder don't get you, then the lightning will.