Then try different multipliers and see the effect they have.
Credit card companies apply a periodic rate to your balance. We suggest you loan for a maximum of 120 months = 10 years. Multiplier of credit rating for calculation of LTV. After ten years, there will still be 20 years of payments left. Then try different multipliers and see the effect they have. See our Privacy Statement and Terms and Conditions. Do not exceed predatory lending law or usury law rates.
Want to be more or less conservative about the effect of the credit rating on the LTV? Just change the Multiplier from 1. Want to be more or less conservative about the LTV, perhaps this is commercial or vacant land? Just change the number. The rate that is applied to that balance is determined by a formula.