This Statement applies to all voluntary changes in accounting principle.

Appendix K To Part 226--total Annual Loan Cost Rate Computations For Reverse Mortgage Transactions This Statement applies to all voluntary changes in accounting principle. Merchants Bancorp has filed previously with the SEC. Issuance of Balanced Portfolio Shares to the Bond Portfolio. Montgomery Avenue, Suite 1000N, Bethesda, Maryland 20814.

Bank's Main Office at 100 North High Street, Hillsboro, Ohio 45133. Pence, President and Chief Executive Officer, or James D. Company is currently authorized to issue is 100 million shares. Instruments Defining the Rights of Security Holders. Merger is to be approved is fair to all shareholders. Merchants Bancorp continuing as the surviving corporation after the Merger.

See notes to condensed consolidated financial statements. Highland County has a population of approximately 42,000. Detriments to Affiliated and Non-Affiliated Shareholders. Secretary of State or as otherwise specified in the Certificate of Merger. Certificate of Merger with the Ohio Department of State. The following discussion summarizes the material U.