Unauthorized duplication, in whole or in part, is strictly prohibited.

C Shares It is not possible to invest directly in any index. Smaller Companies Index not adjusted for the reinvestment of dividends.

All indices mentioned are unmanaged indices and are adjusted to reflect the reinvestment of dividends. Interests in CollegeAmerica are sold through unaffiliated intermediaries. Unauthorized duplication, in whole or in part, is strictly prohibited.