Using a calculator, add up the Box 1 amounts from every W2.
The lender will also consider your income history as you have changed employment. This protection remains in effect as long as you or your heirs own the property. Accompany the inspector during the home inspection. Which is swell advice, if you're a well-paid employee looking to run away from the corporate circus. Using a calculator, add up the Box 1 amounts from every W2. Once your lender rate locks your loan, you will not be able to renegotiate the interest rate. Of course, a contract might not convince every bank officer that you're as financially solid as a corporate citizen, but it may go a long way in easing their fear of an unsteady income.